According to the Center for Disease Control’s National Health Interview Survey, falls have been the leading cause of nonfatal injuries in the U.S each year. These falls required medical treatment. Most falls didn’t happen on the job or on the ski slopes. They happened at home and 71 percent of the injuries required a doctor’s [...]
Accident insurance plans are not complicated, unlike health insurance plans. There are no co-insurance or co-pay charges, and your deductible is always $100. Accident insurance plans offer up to $10,000 worth of coverage even though they keep the deductible at a low $100. That benefit is per person and per accident so you could receive [...]
Getting in an accident is devastating. You’re lucky if you are able to walk away without even sustaining a small gash. Let’s say, but I hope not, that the accident resulted in a broken arm. A broken arm can easily add up to nearly $2,500 in x-rays, surgery, the cast, physical therapy, and prescriptions for [...]
Insurance is not a subject that many people think of unless they are in a situation where they wish they either had it, or had more of it. Everyone is guilty of trying to cut corners in order to have more money in the bank. But, insurance should not be one of those things you [...]
There are so many things in life that are unpredictable and accidents are one of the worst of these. Fortunately, accident health insurance can cover a lot of medical bills (up to $10,000 per person and per incident) and it doesn’t have to take a big bite out of your budget. Unlike standard health insurance, [...]
We may be most afraid of major illnesses or injuries, but the odds are better that we’ll need treatment for something on the small side, like a broken wrist. Just because it’s minor doesn’t mean it won’t “break the bank.” But, with accident health insurance, medical bills aren’t so overwhelming. Of course, we need major [...]
Are injuries really so unexpected? Take stress fractures, for example. That’s a small crack in a bone. This kind of fracture develops from overuse, and it’s from everyday high-impact sports like running or playing basketball or tennis. Those sports are just part of everyday life, so are the associated injuries. The cost of treating them, [...]
Perhaps accident & health insurance plans are becoming better known because the cost of standard health insurance is getting out of reach for many. Accident plans are just a fraction of the cost of major medical coverage, but personal accident insurance can pay up to $10,000 in medical bills. The change in health insurance following [...]