Nobody wants to spend all of his hard-earned savings because an unexpected accident sends him to the emergency room. Since trips to the E.R. may not be covered under a high-deductible health insurance plan, here’s another way to cover those medical bills. Getting accident health insurance is the best solution in order to protect yourself, your family, and your savings.
With just a $100 deductible, accident insurance means you don’t have to worry about getting delayed medical treatment for the injuries you suffered. Even if you are out of the country, accident health insurance provides coverage for injuries. You may even select your own doctor and hospital because accident plans don’t have in-network restrictions like regular health insurance plans.
Take note that accident insurance policies do have a few exclusions on coverage. You cannot get coverage for illness-related charges or intentionally self-inflicted injury.
With coverage of $2,500, $5,000, $7,500 or $10,000 all having a mere $100 deductible, you can save yourself a lot of worry. Wholesale Benefits Association even provides a money-back guarantee if you change your mind within 30 days from the time you get an accident health insurance plan.