As we face 2012, we are forced to see our health insurance rates shooting up. One of the easiest ways to save with low premiums is to take advantage of a high-deductible health insurance plan. These plans can be combined with a Health Savings Account. A high-deductible plan can force you to pay hundreds or even thousands of dollars in medical bills. However, there is a secret that will help you reduce a high deductible down to a mere $100.
Accident health insurance pays for your injury-related medical bills after a $100 deductible. You can get $5,000 to $10,000 coverage with that same $100 deductible. That goes for both individual and family plans.
You don’t have to worry about in-network doctors or hospitals, either. Plus, you don’t have to deal with higher co-pay charges if you see a doctor who’s out-of-network. If you get hurt, see the doctor you choose or go to the closest E.R.
By combining accident & health insurance plans, your deductible will only be $100 – not $10,000 – for accidental injuries. Making accident & health insurance plans work together can save you thousands of dollars. You can get the specific coverage you need for yourself or your entire family.
