If you’re tired of being limited to in-network doctors and hospitals or stressed over increases in your health insurance premiums, accident health insurance may be just what you need.
With personal accident insurance, you are free to select any doctor or hospital and your benefits are paid to you directly. These premiums are only a fraction of what health insurance premiums cost and accident insurance is much simpler to understand. You don’t have to figure your co-pay charges, check which doctors is in-network or analyze pages of conditions that may be excluded from your coverage.
Unexpected injuries don’t just happen on the job or on the ski slopes. With the high rate of accidents happening in our homes, we are actually safer on the job according to statistics. A trip to the emergency room can strip your savings and overwhelm your budget in a singe day. A five-minute ambulance ride could be billed at $500. A broken arm can easily add up to nearly $2,500 with x-rays, the cast, Urgent Care and a prescription for pain. You’ll also need to follow-up with a visit to your regular doctor later.
Accidents may be unpredictable, but with accident health insurance there’s no guess work needed about how much treatment will end up costing you. When you’re ready to find an accident plan, you can compare coverage and cost and apply through our website to get your coverage in place quickly and easily.
