Who wouldn’t want a secure future? With today’s rising health care costs and uncertainties of life, having a personal accident insurance plan is a necessity for every person. Since life is full of unexpected surprises, you should always have a good backup plan if an accident occurs. Having an accident insurance plan can help you win the battle.
A personal accident insurance plan with $10,000 worth of coverage could pay up to $10,000 when your daughter breaks her legs and needs physical therapy. If your son breaks his arm that same year, the same plan could pay up to $10,000 for that, but a broken arm probably wouldn’t cost that much. Let’s say he had hurt his back at the same time.
Every person on the policy is covered no matter how often they get hurt. You’ll only have a $100 deductible no matter how often you need the coverage so you don’t have to worry. An accident insurance plan is usually paired with a high-deductible plan to offset the high deductible you need to pay. Accident insurance does not have any restrictions when it comes to health care providers. You can go to any hospital or doctor you want to get medical treatment.
Accident & health insurance plans work to complete your coverage while still keeping your monthly premiums as low as possible. Who wouldn’t want more coverage for the lowest cost? When you have an accident insurance plan by your side, at least one thing is certain – you will get coverage for accident-related injuries with just a $100 deductible.