According to the Center for Disease Control’s National Health Interview Survey, falls have been the leading cause of nonfatal injuries in the U.S each year. These falls required medical treatment. Most falls didn’t happen on the job or on the ski slopes. They happened at home and 71 percent of the injuries required a doctor’s care. Fifty-six percent sent people to the emergency room or required an ambulance.
Landing in the emergency room to get medical treatment for accidental injuries can be very expensive. If the fall is that bad, you can sustain a hip fracture which would require surgery. Major surgery can leave you exposed to thousands of dollars of out-of-pocket costs.
Have you heard of accident insurance? These plans are quite inexpensive and cover up to $10,000 in medical bills. That’s not $10,000 for the whole year, though. It’s $10,000 per person covered and per incident. It does not matter how many family members are covered or how often you need to pay for accidental injuries. Personal accident insurance comes with a $100 fixed deductible.
If you’re picky about your doctor, you’ll love that there are no restrictions on which doctor or hospital you use. Your personal accident insurance works with all providers. Accident insurance really is one of the greatest deals in health care today. We’ve looked high and low to show you the best of the best.