Accident insurance plans are not complicated, unlike health insurance plans. There are no co-insurance or co-pay charges, and your deductible is always $100.
Accident insurance plans offer up to $10,000 worth of coverage even though they keep the deductible at a low $100. That benefit is per person and per accident so you could receive much more than $10,000 in a single year. Of course, you can also choose a different amount of coverage depending on your budget.
You still need to compare accident insurance plans, though. Insurance companies have different offers. One might be offering an added benefit such as a Nurses Hotline, while others do not. Things you should look into when comparing plans are the specific details of your coverage, additional benefits offered by the plan, the conditions excluded, how to file claims and the waiting period before you can file a claim after an injury.
To see rates and details about several accident insurance plans, just check out our website. Applying for a personal accident insurance plan is easy and secure with our fast online application process. Just tell us your state, which plan you’d like, whether you wish to pay monthly or on another schedule, your preferred method of payment and provide some additional application information.