Health insurance rates shoot up forcing people to raise plan deductibles to keep premiums low as the New Year begins. In the face of this “tradition,” we’re not entirely helpless. There’s still one type of health insurance with a really low deductible and full coverage.
Accident health insurance pays for your injury-related medical bills after a $100 deductible. You can get $5,000 to $10,000 coverage with that same $100 deductible. That goes for both individual and family plans.
If you haven’t priced personal accident insurance plans, you’re in for a treat! Accident insurance covers every member of your family and coverage is per accident per member. If three of your kids got into an accident, each of them will get the amount of coverage you selected for your family. Since the ski season coincides with the holidays, you might want to add this insurance to your Christmas wish list.
Imagine getting a check for $2,400 when you get a $2,500 E.R. bill for a broken arm. It really is that simple because accident insurance doesn’t have as much “fine print” as regular health insurance policies. If you want to simplify your life, look into the simpler form of health insurance – personal accident insurance.
