Getting into an accident may change your life forever. You’re lucky if you only sustained a small gash in your forehead. But what if you also broke your leg in the process? You need to undergo surgery, take a lot of medication, get x-rays and put up with a heavy cast for months. Can you just imagine how much that would cost you if you have a high-deductible plan without supplemental accident insurance?
While it’s true that high-deductible plans can give you low premiums, you need to be aware that you must pay off your annual deductible before your insurance company starts covering your hospital expenses. Just paying your annual deductible can reach thousands of dollars. Plus, you need to take into consideration that there are expenses not covered by your coverage. This can really increase your out-of-pocket costs. Some even accumulate medical debt just because they aren’t financially prepared.
When you supplement your high-deductible plan with a low cost accident insurance plan, you cut that high deductible down to a fixed $100 deductible. Imagine how much you can save by adding this type of plan. An accident insurance plan can pay up to $10,000 worth of coverage for healthcare costs, and that’s not an annual limit. The coverage is $10,000 per covered injured person for each accident.
That’s a lot of health care for a low monthly cost. It seems like the time has finally come for accident plans. More people are taking advantage of the added protection every year. If you want to learn more about accident & health insurance, you can do that here on our website. We have loaded our website with helpful resources to make it easier for you to get health coverage. You can also run our rapid quote engine to compare rates from trusted insurance providers in your area. Having an accident insurance plan by your side can positively change your life forever.
Abdul
9 months ago
But you also have to have fantastic cdiret. Honestly, avoid the northeast, which is legal action friendly, the whole coastal area, to avoid storms, the entire west coast, to avoid the fire bit by the side of with the earthquake hazard, the fantastic plains, over again with the fire hazard, and rural areas that have poor safeguard systems; the entire gulf coast area, but that goes lacking adage.Iowa’s pretty low-cost. Was this answer helpful?