Supplemental accident insurance is commonly used to cover upfront accidental injury related expenses for the Emergency Room. This type of coverage can be used to compliment an existing health insurance policy or just as a personal injury plan to pay for any unexpected E.R. visit or surgery.
A lot of us are concerned about having enough insurance for everyday mishaps like bodily injuries and emergency room coverage. Of course, insuring things like cancer and heart attacks are important, but for younger adults and especially kids, emergency room visits are far more prevalent. Unfortunately, a trip to the emergency room isn’t cheap and the healing process from serious bodily injury can be exhausting.
Accident health insurance kicks in after you’ve spent $100 on medical care for an injury. That $100 is called a deductible. You’ll have that out-of-pocket expense when you need treatment for an injury. A personal accident insurance plan will cover the rest of your treatment up to the coverage limit you select.
Get the treatment you need without worrying about medical debt. See which coverage option fits your budget best, right here. If you want to get personal advice, you can call us and we’ll arrange a private consultation with one of our expert healthcare advisors.