Are you fond of wearing high fashion heels? I bet you never imagined that the kind of shoes you wear could put you at risk. Did you know that fashion trends can actually affect the number of accidents? In New South Wales, for instance, sky-high stilettos are now involved in more injures for women than sports cause. Ambulance paramedics have reported an increase in emergency calls for ankle fractures and dislocated knees all because footwear makes it harder to avoid falls.
If you think that those are only minor injuries, you should also know that head injuries and broken wrists are also being reported. Serious injuries result from falling with the higher, more pointed heels and we’re seeing up to 5-inch stiletto heels. Of course, more sensible shoes can not only reduce accidents, but also prevent long-term side effects like back pain. Practical shoes won’t guarantee that you’ll never need accident insurance, though.
It’s true that falls are one of the most common kinds of injuries that accident insurance helps with, but accident health insurance can also pay off even when other insurance plans are involved. When auto insurance pays claims first, for example, a personal accident insurance plan can pick up charges that remain due to the deductible.
That’s because stand-alone accident insurance plans have a low $100 deductible and you can select from a range of coverage choices beginning with $2,500 and going to up $10,000. Although premiums are quite inexpensive and the deductible is low, personal accident insurance has no co-insurance or co-payments like traditional health insurance. All you have to manage is just the $100 deductible. Accidents may be unpredictable, but with accident health insurance there’s no guess work needed about how much treatment will end up costing you. When you’re ready to find an accident plan, you can compare coverage and cost and apply through our website to get your coverage in place quickly and easily.