With the cost of health insurance on the rise, more and more people are going for plans with high deductibles to get low premiums. The catch with these high-deductible plans is that when you get into an accident, you need to pay off all of that deductible before your health coverage kicks in. However, it does not have to be that way.
Have you heard of accident insurance? These plans are quite inexpensive and cover up to $10,000 in medical bills. That’s not $10,000 for the whole year, though. It’s $10,000 per person covered and per incident. Let’s hope it never happens, but if you’re accident prone, that could pay off tens of thousands of dollars in E.R. bills.
Here’s why these plans are a good investment. No matter how many family members are covered or how often one of you needs money to pay for accidental injuries, personal accident insurance comes with a $100 fixed deductible. While there are a few exclusions, like you can’t get coverage while playing professional sports, accident health insurance covers you 24/7. Whether you’re on vacation or just trip and fall running to catch the bus to work, you’re covered.
Equally important, you are free to go to any doctor or hospital to seek medical treatment with one of these plans. You don’t have to fiddle with networks of providers. Accident health insurance can give you peace of mind for your whole family. Check out our new low rates. We’ve searched the market to find you the best deals possible.