Accident insurance is commonly supplemented with high-deductible health plans (HDHP) to reduce huge deductibles in the case of accidental injury. The problem that people face with these high deductibles is that one E.R. visit with a serious knee injury will meet the deductible for the year.
Accident Insurance is an affordable necessity that people shouldn’t be without. It ensures consumers financial peace of mind for a fraction of the cost that a single accident will demand. If due to the accident you need $10,000 knee surgery and you have a $10,000 benefit accident plan, you’d only potentially owe $100. The combination of high deductible medical plans with an Accident Plan is a great way to limit your medical liability.
Accident health insurance plans are very practical and easy to obtain. These plans have no health questions or underwriting upon enrollment. The typical deductible is $100 and coverage per individual member ranges from $2,500, $5,000, $7,500, up to $10,000. You can also choose any doctor, clinic, or hospital and your accident insurance will make the payments without the hassle of out-of-network issues.
Applying is easy and secure with our fast online application process. Just tell us what state you live in, which plan you’d like, whether you wish to pay monthly or on another schedule, your preferred method of payment and provide a little bit of application information.