You may have never even thought about accident insurance, but you may want to check out the coverage and premiums before your morning coffee. Yes, something as common as stopping for coffee can and does lead to painful accidents. I’m blogging about how common the risk of accidents really is for one reason. If your [...]
If we saw them coming, we would get out of the way, right? While we can’t predict when an accident will strike, there’s lots of evidence to help us predict what we’ll pay for one. And, there’s something you can do about that. You may think I’m talking about health insurance, but with today’s premiums, [...]
If you can’t wait to get on your bike, it might for you. Over six million motorcycles are registered in the US. When you include passengers and off road bikes that don’t need to be licensed, there may be a lot more riders. Those riders can protect themselves somewhat with helmets, goggles, and protective clothing, [...]
On TV, accidents may be funny. In cartoons, they result in laughs, but that’s because no one gets an E.R. bill there. Those bills just aren’t funny. Here’s a sample of what getting treatment for an accident can cost. Average Emergency Room Charges One survey found that people between the ages of 45 and 64 [...]
While music is fun, it’s also distracting. And, that’s not the only hazard of walking around with headphones. That volume may mask warnings. One study found that a warning had been sounded in almost three out of 10 accidents investigated. And, the problem is increasing. The number of pedestrians with headphones who were hurt in [...]
Now days, it’s likely that you have health insurance with a deductible, and you may even have co-insurance once you’ve met the deductible. If out-of-pocket costs for health care are too much for you, here are two tips about how to teach your health plan to pay for a bigger chunk of your health care. [...]
U.N. Ambassador Susan Rice has officially taken herself out of the running to be the next Secretary of State. According to the letter Rice wrote to Obama, she withdrew because she was convinced that her nomination would mean the “confirmation process would be lengthy, disruptive and costly – to you and to our most pressing [...]
Well, if we ever get some snow this winter I plan to make it out with the family and do some snowboarding. My son and wife both ski, but I tend to board more. No, I’m not so good, but I have a good time! Snowboarding accidents happen all the time, but that doesn’t mean [...]
Take a look at your health insurance. What happens if you get hurt on the slopes this winter or working in the garage next spring? Does your plan step up, or hide out until you’ve paid for all the health care you need up to a deductible of thousands of dollars? Of course, you had [...]
With the constant increase in health premiums, many consumers are searching for ways to protect themselves from huge medical expenses without going bankrupt. Accident insurance is one way to get more from conventional health insurance and increase your coverage without significantly increasing your health care costs. Imagine a solution that offers low premiums, low deductibles [...]