High-deductible plans can give you low premiums and even help you save on health care. However, getting a high-deductible plan can also be a risk. Although you enjoy lower monthly premiums than co-pay plans, when a medical emergency strikes, you need to meet your annual deductible before your health insurance coverage begins. Accidental injuries can [...]
Summer is here and I know it elicits a great sense of excitement. A time when families have barbeques and spend time at the beach, go on a camping adventure, or simply enjoy other outdoor activities. Maybe now you’re even packing your backpack to go on a nature trip. But wait, are you sure you’ve [...]
Has your toddler had broken teeth, bleeding gums or facial cuts? These are some of the dangers of sippy cups, bottles, and pacifiers, according to two new studies published in the journal Pediatrics. Over the course of 20 years, more than 45,000 children under age three were treated in emergency rooms for these types of [...]
Supplemental accident insurance is commonly used to cover upfront accidental injury related expenses for the Emergency Room. This type of coverage can be used to compliment an existing health insurance policy or just as a personal injury plan to pay for any unexpected E.R. visit or surgery. A lot of us are concerned about having [...]
When you’re recovering from an injury, the last thing you need is to be hounded by bill collectors. Unpaid medical bills are sometimes turned over for collection even before the injuries heal and allow you to return to work. There is a low-cost solution. Have you heard of accident insurance? Sometimes called accident health insurance [...]