An Accident You Never Think about Is Closer than You’d Like
You may have never even thought about accident insurance, but you may want to check out the coverage and premiums before your morning coffee. Yes, something as common as stopping for coffee can and does lead to painful accidents. I’m blogging about how common the risk of accidents really is for one reason. If your [...]
What to Do If Your Health Insurance Hates E.R. Bills
You’ve probably heard clichés like “accidents happen” all of your life. These sayings are so overused, they’ve lost their significance. This one, however, has a way of living up to its original meaning. And, health insurance policy language is designed to reduce coverage for this most costly form of health care. Here’s why people are [...]
Does Warm Weather Mean More Accidents?
If you can’t wait to get on your bike, it might for you. Over six million motorcycles are registered in the US. When you include passengers and off road bikes that don’t need to be licensed, there may be a lot more riders. Those riders can protect themselves somewhat with helmets, goggles, and protective clothing, [...]
When Accidents Aren’t Funny
On TV, accidents may be funny. In cartoons, they result in laughs, but that’s because no one gets an E.R. bill there. Those bills just aren’t funny. Here’s a sample of what getting treatment for an accident can cost. Average Emergency Room Charges One survey found that people between the ages of 45 and 64 [...]
Which Common Injuries Need a Doctor’s Opinion
If you have health insurance with a deductible, you may be tempted to wait after an injury and see if you notice any problems before you pay to have a doctor check it out. In the case of head injuries, that’s rarely a good idea because concussions are more common than you may realize. Most [...]
Why You May Be Closer to an Accident than You Think
While music is fun, it’s also distracting. And, that’s not the only hazard of walking around with headphones. That volume may mask warnings. One study found that a warning had been sounded in almost three out of 10 accidents investigated. And, the problem is increasing. The number of pedestrians with headphones who were hurt in [...]
Teach Your Health Plan To Cover More
Now days, it’s likely that you have health insurance with a deductible, and you may even have co-insurance once you’ve met the deductible. If out-of-pocket costs for health care are too much for you, here are two tips about how to teach your health plan to pay for a bigger chunk of your health care. [...]
Are You Prone To Winter Falls?
Winter weather and slippery ground tend to go together. That is why it is of utmost importance to avoid slips and falls in winter when any outdoor area can be icy or wet. Accidental falls cause thirty thousand serious injuries each year. And, it’s these “minor” accidents that often go untreated. As the price ticket [...]
‘Tis The Season – To Prevent Snowboarding Accidents
Well, if we ever get some snow this winter I plan to make it out with the family and do some snowboarding. My son and wife both ski, but I tend to board more. No, I’m not so good, but I have a good time! Snowboarding accidents happen all the time, but that doesn’t mean [...]
Accident Victims Under Assault…By Hospitals?!
Accidents are pretty devastating – some people survive and some people die. For those who survived, it can result in numerous surgeries, rehab, and financial stress. In March 2010, there was an accident that killed four motorcyclists and injured five other people. For the survivors of that accident, they discovered that two years after the [...]
