Is Accident Insurance Necessary If You Have A Health Insurance Plan?
Health insurance covers accidental injuries, so why would you need a plan just for accidents? While high-deductible plans can give you low premiums every month, it can also expose you to greater financial risk when you get into an accident. You must pay off the annual deductible before your coverage kicks in. To avoid this [...]
Accident Insurance To Cover Life’s Uncertainties
Who wouldn’t want a secure future? With today’s rising health care costs and uncertainties of life, having a personal accident insurance plan is a necessity for every person. Since life is full of unexpected surprises, you should always have a good backup plan if an accident occurs. Having an accident insurance plan can help you [...]
Is Accident Health Insurance Real Insurance?
Accident insurance is not major medical, but it pays off regardless of which doctor or hospital you choose. It doesn’t restrict you to provider networks to get full coverage like most health insurance policies do. Unlike major medical coverage, accident health insurance pays for medical claims up to a maximum, like $10,000. That’s not an [...]
