Filling In Health Insurance Gaps With Accident Insurance
When you have a health insurance plan with a $4,500 deductible, getting into an accident could break the bank. In exchange for the low premiums from high-deductible health plans, you need to satisfy the entire deductible for the year before your medical bills will be covered by your insurance policy. Aside from meeting your deductible, [...]
Accident Insurance Should Be On Your Back-to-School List
School is about to start and I’m sure your kids are very eager to buy new shoes, a backpack and other school supplies. For parents, it’s that time of the year to create those back-to-school lists. Have you included accident insurance on that list? If not, then you better add it to your list. Even [...]
Accident Insurance Protection Is Vital
In our current economic strife, millions of people have turned to high-deductible health plans to protect their finances from the high cost of health care. Who wouldn’t want the opportunity to get lower premiums than ones found on conventional health insurance? The only set back with high-deductible policies is that you need to meet the [...]
Are You Ready To Take The Heat?
Summer is here and I know it elicits a great sense of excitement. A time when families have barbeques and spend time at the beach, go on a camping adventure, or simply enjoy other outdoor activities. Maybe now you’re even packing your backpack to go on a nature trip. But wait, are you sure you’ve [...]
The Protection You Need During Medical Emergencies
Accidents can happen anytime and anywhere whether you are at work, home, or on the road. Sometimes, it can result in just a minor scratch or often worse – a major physical injury. Aside from the physical injuries, a medical emergency (especially if you have a high-deductible health plan) can wreak havoc on your budget. [...]
Is Accident Insurance Necessary If You Have A Health Insurance Plan?
Health insurance covers accidental injuries, so why would you need a plan just for accidents? While high-deductible plans can give you low premiums every month, it can also expose you to greater financial risk when you get into an accident. You must pay off the annual deductible before your coverage kicks in. To avoid this [...]
Why Get Accident Insurance?
We all want to save on health care. We are constantly looking for ways to reduce the cost of our health insurance plan premiums. However, one common but often overlooked method is getting a personal accident insurance plan. With a low cost accident insurance plan, you can protect yourself as well as your finances from [...]
Is Accident Health Insurance Real Insurance?
Accident insurance is not major medical, but it pays off regardless of which doctor or hospital you choose. It doesn’t restrict you to provider networks to get full coverage like most health insurance policies do. Unlike major medical coverage, accident health insurance pays for medical claims up to a maximum, like $10,000. That’s not an [...]
