When people think about cheerleading, they may remember girls with pompoms doing cartwheels, but today’s cheerleaders often engage in one of the riskiest athletic activities for women. Accidents include sprained wrists, twisted ankles, damaged knees, strained backs and sometimes much worse.
One of the most popular types of traditional health insurance is a policy with a high deductible. While such plans do have some of the industry’s lowest premiums, that’s not much help when you have to spend enough to meet the deductible. Even common injuries like a broken arm can mean more than two thousand dollars in medical bills unless you are covered with personal accident insurance.
These stand-alone accident insurance plans work well with traditional health insurance to protect you from having to meet the deductible for medical treatment related to an injury while still keeping monthly premiums low. For plans that have coverage from $2,500 to $10,000, you can keep your deductible down to $100 per person per incident.
You may not have even thought about covering your athletic children with their own accident insurance plan, but it’s just another way to take care of expensive medical bills. Whether you get a plan for one person or cover the entire family with a single plan, you’ll just have a $100 deductible whenever any of you need treatment for an injury. You can see the different coverage limits and premium prices here and even apply online to get coverage quickly with the beginning of another ski season here.